Waterfront Condos For Sale on Marco Island

Marco Island is all about the water and what better way to take advantage of it than a waterfront condo. Sailing adventures, exciting deep-sea fishing, and snorkeling along the Gulf Coast are pastimes you have to experience.

Waterfront condos make great homes for year-round living and great investments for the part-time Marco Island residents. Below we've listed some of Marco Island's waterfront condos. Some have boat slips, some don't. If you are looking for a home with a boat slip, visit our pages dedicated to them, Marco Island Boat Condos and Marco Island Waterfront Homes.

On Marco Island, waterfront condos are found primarily on the South End, in Old Marco on the north side and in the gated community of South Seas.

Enjoying all the sun, fun, nature, and culture of Marco Island is even more appealing when you have a lovely place to call home. It is even mo-betta when your home is on the water and you do not have to travel far to get wet. Browse the listings below and feel free to contact us for any specific information. One of our waterfront experts will be happy to help in any way they can.

 

Marco Island Waterfront Condos For Sale

All Listings	$200,000 - $300,000	$300,000 - $400,000
$400,000 - $500,000	$500,000 - $600,000	$600,000 - $700,000
$700,000 - $800,000	$800,000 - $900,000	$900,000 - $1,000,000
Over $1,000,000

 

Waterfront Condo Comparison©

Condo	Address	Year Built	Number of Units	Minimum Lease	Maintenance Fee	Pets?
Anahita	891 Huron Ct., Marco Island, FL 34145	1980	10	30 Days	600	With Approval
Angler's Cove	999 Angler's Cove Dr., Marco Island, FL 34145	1982	320	7 Days	420	No
Bayfront Place	790 W. Elkcam Cir., Marco Island, FL 34145	2002	19	30 Days	809	2 - 50lbs
Bayside Club	828 W. Elkcam Cir., Marco Island, FL 34145	1998	33	30 Days	463 - 684	No
Boat Club	870 Collier Ct., Marco Island, FL 34145	1995	22	30 Days/1X Qtr	600	1- 17" or 25 lbs.
Breezy Point	880 Huron Ct., Marco Island, FL 34145	1977	32	30 Days	452	1 - 20 lbs.
Calusa Island Village	382 Angle Rd., Goodland, FL 34145	2005	44	7 Days	558	1 - 15"
Camelot	961 S. Collier Blvd., Marco Island, FL 34145	1980	39	30 Days	647 - 753	No
Caxambas Towers	1036 S Collier Blvd., Marco Island, FL 34145	1979	43	90 Days	Contact Us	No
Commodore Club	991 S. Collier Blvd., Marco Island, FL 34145	1979	34	30 Days	694	1 Dog (20lbs) or 2 Cats
Coon Key Pass	611 Palm Ave., Marco Island, FL 34145	1983	13	30 Days	499	1 - 20lbs.
Courtyard Towers	1141 S Swallow Ave., Marco Island, FL34145	2000	49	30 Days	Contact Us	1 - 20lbs.
Crow's Nest	881 Panama Ct., Marco Island, FL 34145	1977	16	1X/month	637	No
Dela Park Place	1020 S. Collier Blvd., Marco Island, FL 34145	1997	53	30 Days	625	No
Dockside	848 W. Elkcam Cir., Marco Island, FL34145	1985	28	30 Days	493	No
Eagle Cay	893 Collier Ct., Marco Island, FL 34145	1989	126	30 Days	533	25 lbs.
Eagle's Retreat	1136 Bald Eagle Dr., Marco Island, FL 34145	1996	16	30 Days	400	1 - 25lbs.
EbbTide	871 Collier Ct., Marco Island, FL 34145	1985	4	90 Days	Contact Us	1 - 20lbs.
Edington Place	1160 W Edington Place Marco Island, FL 34145	2008	4	30 Days/1X	Contact Us	With Approval
Esplanade	740 N. Collier Blvd., Marco Island, FL 34145	2004	71	30 Days	817 - 1183	1 - 17"
Florentine Gardens	1011 Swallow Ave., Marco Island, FL 34145	1981	43	7 Days/1X month	484 - 787	No
Grand Bay	991 N. Barfield Dr., Marco Island, FL 34145	1990	60	30 Days	500	1 - 20lbs.
Harbour Boat Club	961 Swallow Ave., Marco Island, FL 34145	1980	28	30 days	397 - 635	No
Huron Cove	911 Huron Ct., Marco Island, FL 34145	1983	10	1X/month	Contact Us	No
Islander Cove	900 Collier Ct., Marco Island, FL 34145	1990	24	30 Days	581	1 - 30lbs.
La Peninsula	100 La Peninsula Blvd., Naples, FL 34113	1987	164	30 Days	540 - 852	2 - 30lbs Total
Le Club Caxambas	920 Collier Ct., Marco Island, FL 34145	1978	16	1X Year	595	No
Lido Club	911 Panama Ct., Marco Island, FL 34145	1979	14	30 Days	Contact Us	No
Marco Inn Villas	850 Palm St., Marco Island, FL 34145	1972	61	30 Days	357 - 632	1 - 15lbs.
Marco Towers	60 W. Pelican St. Naples, FL 34113	1971	58	30 Days	479 - 560	No
Marco Vista	1128 Bald Eagle Dr., Marco Island, FL 34145	1980	20	30 Days	Contact Us	No
Marguerita Club	908 Panama Ct., Marco Island, FL 34145	2007	7	30 Days	630	With Approval
Mariner's Palm Harbor	891 Huron Ct., Marco Island, FL 34145	1980	10	30 Days	600	With Approval
Maxime Club	907 Panama Ct., Marco Island, FL 34145	1997	15	30 Days	855	1 - 17''
Merida	990 Cape Marco Dr., Marco Island, FL 34145	1992	90	30 Days	933	1 - 17" or 25lbs
Mirage	1060 S. Collier Blvd., Marco Island, FL 34145	2000	59	7 Days	827	2 - 20lbs.
Misty Cove	1051 Swallow Ave., Marco Island, FL 34145	1981	21	2X Year	520	1 - 10lbs.
Model Village	1152 Bald Eagle., Marco Island, FL34145	1971	32	7 Days	Contact Us	No
Monterrey	980 Cape Marco Dr., Marco Island, FL 34145	1996	136	60 Days	1133	1 - 17" or 25lbs.
Moorings	1041 Swallow Ave., Marco Island, FL 34145	1983	17	30 Days	544	No
Nautilus	848 Collier Ct., Marco Island, FL 34145	1979	21	30 Days	Contact Us	Contact Us
Olde Marco Condo	140 Palm St., Marco Island, FL 34145	2001	27	1 Day	450	No
Palm Isle	900 Huron Ct., Marco Island, FL 34145	1999	32	30 Days	570	No
Panama Club	910 Panama Ct., Marco Island, FL34145	1986	7	30 Days	757	No
Pavillion Club	1170 Edington Place, Marco Island, FL 34145	1979	20	1 Day	Contact Us	Contact Us
Pelican Perch	919 Huron Ct., Marco Island, FL 34145	1991	14	1 per month	550	1 - 15lbs.
Pier 81	1069 Bald Eagle Dr., Marco Island, FL 34145	1991	76	30 Days	Contact Us	1 - 17"
Plantation	900 S. Collier Blvd., Marco Island, FL 34145	1991	79	30 Days	750	No
Riverside	1085 Bald Eagle Dr., Marco Island, FL 34145	1981	275	1 Days	460 - 571	No
Shell Isle	902 Panama Ct., Marco Island, FL 34145	1979	12	7 Days/1X month	583 - 787	No
Shipp's Landing	1090 S. Collier Blvd., Marco Island, FL34145	1979-81	206 Total	30 Days/1X	780	No
Smokehouse Bay Club	711 W. Elkcam Cir., Marco Island, FL 34145	1987	148	30 Days	443	1 - 15lbs.
Smokehouse Harbour	730 W. Elkcam Cir., Marco Island, FL 34145	1987	62	30 Days	488	No
South Seas East	601 Seaview Ct., Marco Island, FL 34145	1978	280	30 days	464 - 487	No
South Seas North	591 Seaview Ct., Marco Island, FL 34145	1979	280	30 Days	565	No
Steven's Landing	100 Stevens Landing, Marco Island, FL 34145	1989	216	30 Days	395	Birds, Cats - No Dogs
Sun Harbour Club	851 Collier Ct., Marco Island, FL 34145	1998	6	90 Days/2X year	Contact Us	1 small
Sunny Shadows	910 Huron Ct., Marco Island, FL 34145	1975	17	30 Days	257 - 737	No
Surfside Club	1012 S. Collier Blvd., Marco Island, FL 34145	1979	50	30 Days	Contact Us	No
Sussex	270 N. Collier Blvd., Marco Island, FL 34145	1990	33	30 Days	437	No
Tarpon Village	330 Kon Tiki Dr. Naples, FL 34113	1979	56	30 Days	330	No
Tiki House	904 Panama Ct., Marco Island, FL 34145	1979	4	7 Days	Contact Us	With Approval
Tropical Isle	845 Collier Ct., Marco Island, FL 34145	1978	28	90 Days	620	No
Twin Dolphins	700 La Peninsula Blvd., Naples, FL 34113	2003	37	30 Days	925 - 1690	1 - 35lbs.
Vantage Point	860 Panama Ct., Marco Island, FL 34145	1980	35	1 per month	562	1 - 20lbs.
Villa Del Mar	816 W. Elkcam Cir., Marco Island, FL 34145	1990	20	30 Days/4X year	465	1 - 10lbs.
Villas at Waterside	245 Waterside Cir., Marco Island, FL 34145	1998	80	30 Days	582	2 - 50lbs. combined
Ville de Marco	1227 Edington Place., Marco Island, FL 34145	1968-72	172 Total	30 Days	Contact Us	Bird or fish - West
Voyager	908 Collier Ct., Marco Island, FL 34145	1984	24	30 Days	733	No
Water's Edge	931 Collier Ct., Marco Island, FL 34145	1980	44	30 Days	451	1 - 20lbs.
Waterway Cove	1105 Gayer Way, Marco Island, FL 34145	1999	8	30 Days	866	With Approval
Waterway Pointe	206 Waterway Ct., Marco Island, FL 34145	1998	24	30 Days	620	1 - 25lbs.
Westview	710 W. Elkcam Cir., Marco Island, FL 34145	1988	20	30 Days	517	No
* Subject to change.

 

Financing Your Waterfront Condo

Financing a waterfront condo on Marco Island is straight-forward. It really isn't fundamentally different than mortgaging any other residential real estate. All the same criteria that applies when buying a second home would apply here.

Down payment

You'll likely have to put 20% down, although we've seen less. Occasionally, it'll take 30% to get it done. The variation might be based on a credit glitch or some anomaly with the condo itself. This is why we usually recommend choosing a local mortgage company. For example, if your bank, upon examining the condos bookkeeping, decides that the reserve account is under funded, it may require a 30% down payment. It's last minute changes like this that led us to start discouraging our clients from using their familiar bankers up north.

Internet Financing

The only exception to our recommendation that our clients use a local bank or mortgage company, is the internet mortgage companies. Now, they all can't be good. However, we've heard nothing but high praise of Quicken Loans since we started recommending them. We're currently trying a couple others and we should have a variety of them to recommend.

As always, we get no compensation for recommending vendors (other than competent, smooth service). If the vendor makes our customers are happy, we recommend them. If they make our customers mad or jeopardize their interests, they are summarily waterboarded.

 

Waterfront Condo Insurance

The price of the condo might be attractive but you'll go broke insuring one in "Hurricane Alley." Not really. You really don't have to worry about "hurricane insurance' as it's often called. Every condo complex on Marco Island carries master policies that include wind and flood insurance. You'll chip in for this coverage via your maintenance fee. While insurance makes up the largest piece of the maintenance fee pie, its actually quite reasonable. That's one of the basic benefits of condo ownership. Expenses get spread out.

HO-6 Policy

Your unit, at least the inside of it, will be your responsibility. You'll probably want liability coverage and everything else that goes with you typical homeowner's policy. With a condo, we refer to this as an HO-6 policy. You can purchase these through any insurance agent. Generally, you can expect to pay about a dollar a foot per year for your HO-6 policy.

We strive to have all the answers for our clients. If you'd like more information on waterfront condo insurance, contact us. We'd be happy to recommend a good agent if you need one. Of course, we never receive compensation of any kind from any vendor we recommend. If they've made our customers happy, we recommend them..

 

Maintenance Fees

See the fees for all Marco Island waterfront condos on our waterfront condo comparison chart.

We created the waterfront comparison chart to give you the important facts on each condo in one place. You can compare condo fees and make sure the condo you like will fit your budget or investment parameters.

Most people that have never owned a condo, get sticker-shock when they see some of the condo fees. Itemized, they're really not that bad. When you account for wind and flood insurance, lawn maintenance, landscaping, building maintenance, seawall maintenance and half-a-dozen other things like cable TV, you might even think they're cheap.

One thing to remember about maintenance fees is what they might refer to as discounting on the stock markets. That is, the market, the buyers of condos on Marco Island in this case, take fees into account when shopping. This means that any condo that might have an unusually high condo fee, gets hit for it, so to speak. The fee is "discounted" or factored in to the offer. In some cases, you may get much more condo if the fee is perceived as too high.

Don't sweat this topic or any other too much. When we get together, we'll go over everything is as much detail as you can stand.

 

Pet Friendly Waterfront Condos

Another great use of Waterfront Condo Comparison Chart is the "Pets" column. Pets are popular these days. If you have one, you need a condo that can accommodate pets. With half of the condos prohibiting them, your selection is reduced, but the chart will make your search a little easier. Some of the condos that allow pets may have further restrictions that we don't have room to explain here. When you contact us, let us know what kind of pet you have and we'll point you in the right direction.

Strolling down our wide sidewalks is a popular pastime on Marco Island. The scenic Collier Blvd. makes a great place to walk your dog.

 

 

Waterfront Condos as Investments

The waterfront and boat condos make great investments for those looking to offset the costs of ownership with some rental income. Snowbirds love these things and they're very easy to keep rented throughout the winter season.

As with beach condos, investors looking for maximum income gravitate to complexes that allow the shortest rental period. Most waterfront condos require rentals be at least 30 days. This is perfectly fine for the high season. Many tenants will book your unit for a solid three or four months. Rentals in the other seasons may be less than an investor might require.

For maximum rental potential, go with a condo that allows weekly rentals like Angler's Cove or Mirage. This will allow you to book rentals in the summer, when families look for a place to spend a week's vacation. Even better is a condo that allows daily rental. Riverside and Old Marco will allow you to book your unit with maximum flexibility.

If cash flow is your priority. let's look at some waterfront homes, too. The return on these can be better than anything.

 

Boat Docks

If a waterfront condo has a boat dock, we call it a boat condo. Condos may be offered with common docks, deeded docks, assigned docks or rental docks. A common dock often is not intended for boat storage. They are simply for temporary parking. Deeded docks are, as you'd assume, deeded to you when you purchase the condo. In some cases, you can sell your deeded dock separately from your unit, to someone that owns a condo in the complex. Assigned docks are, for all practical purposes, the same as deeded docks. The assigned dock is assigned to your unit and you'll have sole access to it while you own.

 

Five Things to Know

1. The waterfront condos on Marco Island are strategically placed to allow quick access to the Gulf of Mexico. There are no waterfront condos that have more than a 20 minute ride to the Gulf and many are five minutes away.
2. South Seas is the only community on Marco Island that offers waterfront along with beachfront condos.
3. Snook Inn, known for Grouper sandwiches and cold beer has plenty of boat parking and they'll cook up your catch after a successful day of fishing.
4. The dozens of waterfront condos on the South End are located on quiet cul-de-sacs and make for perfect getaways even if you're not a boater.
5. The waterfront condos located along the southern edge of the island are many times chosen over beach condos because the wildlife watching is so incredible. Dolphin families cruise by every day and pelicans dive for breakfast here every morning.

 

Waterfront Condo Map

Old Marco

Waterfront condos are found in four different areas on Marco Island. In Olde Marco Condo, Riverside, Angler's Cove and Ville de Marco are popular for their amazing views and quick Gulf access.

Smokehouse Bay

Smokehouse Bay condos have incredible views, too. The famous Esplanade is here along with a dozen others. Not all of the waterfront condos in Smokehouse Bay have private docks.

Clam Bay

You see Clam Bay every time you drive down Collier Blvd. The properties here are "water-indirect" which just means you'll have to go under a bridge to get to the Gulf. The gated community of South Seas, including South Seas East and South Seas North, occupies most of the real estate on the southwest side of the Bay, but Sussex has a nice corner of it, as well. You rent your boat dock in South Seas but they're very reasonable and availability isn't a problem.

The Southend

The South End is where most waterfront condos are located. Along Caxambas Pass, there are great high-rise condos like Belize and Shipp's Landing. If boating and fishing are your thing, deeded boat docks are everywhere on the Southend. Take your pick. Eagle Cay is a popular condo but there are dozens of great boat condos to choose from.

Isles of Capri and Goodland

Beside Marco Island, there are great waterfront condos in nearby Isles of Capri and Goodland.

Need a little help? No worries! Just drop us a note in the form below and we'll take care of everything.